No matter what, buying motorcycle insurance online is the best choice
Advantages of purchasing insurance online:

Cheap
You can take out insurance 24 hours a day, so you don’t need to take time off on regular working days.
You can keep trying calculations until you come up with a solution that satisfies you, without worrying about delaying the current business.
Why is it cheap? Because the service cost of the business is eliminated, the cost savings will be reflected in the premium. In other words, the cost of online insurance must be much cheaper than insuring with a business. Moreover, many insurance companies are promoting online insurance, so now there are discounts and draws for online insurance.

Seeing this, you can’t help but think:

Will my coverage also be discounted?
Won't! We just omit business services, so the premiums will be cheaper; the discount is due to the current popularity of the digital Internet and the epidemic. Various insurance companies are responding to the current situation and vigorously promoting digital services, so the premiums are discounted again, and the protection It’s still exactly the same as when you’re looking for business! The guarantee remains unchanged!

Without business services, what should I do if I get into a car accident?
Regarding car accident issues, it is always recommended to call your insurance company.

Whether you apply for motorcycle insurance online or through a business, when a car accident occurs, just call the insurance company’s service hotline and they will send someone to assist you with the follow-up processing. Even if you call the salesperson first, the salesperson will then call the insurance company for you, because the subsequent matters related to the car accident are actually handled by the insurance company where you purchased the motorcycle insurance.

In the past, most people had to take leave during working hours when they had to go to the bank to handle things. However, in the era of digital banking and the epidemic, as long as there is a mobile phone and an Internet connection, many things that could only be done by going to the bank can be done on the mobile phone anytime, anywhere. Just click and you're done. The same concept applies to purchasing motorcycle insurance online. You don’t have to worry about the counter or business hours. You can apply for insurance anytime you want.

When you go to buy motorcycle insurance, you have to make an appointment with the salesperson to explain on the spot. In the current situation, you may more often use communication software to communicate. As long as you think of something you don’t understand, it’s okay to ask the salesperson; however, the business may not necessarily If I reply to you immediately, you may be too embarrassed to keep making noise. If you are purchasing motorcycle insurance online, you can just turn on your computer or mobile phone and do a trial calculation by yourself to determine the cost difference between each company, the motorcycle insurance matching plan you want, etc... You can take your time and don't worry about business, etc. No need to wait anxiously for business.

Although you can take your time, you are not sure how to insure it... We are here to share with you a simple and easy-to-understand combination: "compulsory insurance + third-party liability insurance + excess liability insurance." Compulsory insurance is based on government compulsory regulations. Everyone will insure it before buying a motorcycle and taking it on the road. But is compulsory insurance really enough? Suppose you hit someone else's car. In a minor situation, only the car is in trouble, and both the hit and hit parties are fine. At this time, do you know that the compulsory insurance does not compensate for the damage to the car? On the basis that the compulsory insurance only covers 2 million casualties, it is recommended to add a third person to strengthen personal protection and also cover the cost of damage to the car. In addition, more amounts will be borne by the excess insurance. As long as this is the case, You can have relatively complete protection!

👉Third party liability insurance not only enhances personal protection, but also covers the cost of damage to the car? Why is this possible?

Only by buying the right one can you be guaranteed, and refuse to go into debt worth tens of millions of dollars.
Why buy insurance? If there is a car accident, the medical expenses of the other party's hospitalization and the compensation for damage to the car may be several million at once. This is still considering the situation where the other party only has one person in the car; if something happens today, , I accidentally bumped into a family of four? The medical expenses that have doubled all of a sudden, all added up, are really likely to cause you to be sued by the other party for tens of millions of dollars in compensation.

The highest purpose of insurance is to "insure the big ones first and then the small ones": We first insure the huge expenses that we cannot afford for a while, but we also need to estimate whether the costs can be afforded. For example, if we just mentioned the situation where a family of four was hit and someone was injured, If the car is damaged, you may have to spend 10 million to compensate the other party. If you previously paid a thousand yuan in premiums every year to buy Mingtai's motorcycle insurance package: compulsory insurance + third party liability insurance + excess liability insurance, when such an accident occurs, you can use a thousand yuan to exchange for these tens of millions. Expenses─I didn’t expect that a small amount of money could solve such a big thing~ If we have completed the compulsory insurance + third party liability insurance + excess liability insurance, which can afford large expenditures, we can then insure other insurances with smaller claims amounts if we have enough. Protection items, this is what we call "protect the big one first and then the small one."