Countries near Taiwan have begun to open tourist visas. However, Taiwan currently has to be quarantined after returning from abroad. Many office workers who still have to go to work are still unable to go abroad, so traveling to outlying islands has become the first choice. At this time, the weather conditions on the outlying islands are very suitable for water activities, and not only water activities. There are various exotic B&Bs on the islands, as well as popular IG attractions suitable for check-in. Traveling on the outlying islands can create a sense of sight when traveling abroad. In addition to fun and accommodation, traveling to outlying islands may also involve transportation, just like going abroad. Unforeseen circumstances may cause flight delays or cancellations, affecting subsequent itineraries and accommodations, and accidentally incurring more expenses. You can rely on us for all these unexpected events. Buy travel insurance in advance to reduce your burden!

In addition to purchasing travel insurance, remember to also purchase inconvenience insurance
When it comes to travel insurance, you most likely think of travel insurance, which is often called "travel insurance." However, if the most worrying thing is flight delays to outlying islands, buying travel insurance alone does not have this protection item. ! You have to buy travel inconvenience insurance. In addition, because travel inconvenience insurance is an add-on, you must first buy the main contract of travel insurance before you can purchase travel inconvenience insurance.

Let’s first point out what situations we may encounter from departure to local travel, and which of these situations are covered by travel insurance.

Whether you are taking a plane or a boat, departing or leaving your destination, travel inconvenience insurance covers everything
"Delay" handling methods and definitions
Regardless of whether we take a boat or a plane to go to the outlying island, the flight may be delayed or canceled due to weather factors or other emergencies before departure. If there is a flight delay, the flight plan will remain as usual for a certain period of time. Remember to pay attention to whether the airline has announced the delay time before departure, because the flight delay starts before the scheduled departure: if the announcement time is more than 4 hours earlier than the scheduled departure time, it is like the most common typhoon. When traveling in the summer, many airlines announce delays as early as 8 hours (or earlier) before the scheduled departure time. This does not meet the definition of flight delay. In theory, insurance companies will not compensate.

If the difference between the announcement time and the flight's estimated departure time is within 4 hours, and the flight is confirmed to be delayed, everyone must remember to get a flight delay certificate from the airline counter. Remember to keep the relevant tickets and consumption receipts during the stay, and even take photos and record them first. , when the time comes for various expenses caused by flight delays, only by attaching these information can you apply for insurance. The same process applies to flight cancellation. Get the flight cancellation certificate, save all documents and apply for a claim.

And various insurance companies have different definitions of flight "delay". How far behind the scheduled departure time is it considered a delay? Some companies consider a delay of more than 2 hours, but some consider a delay of more than 6 hours. Not only that, some insurance companies believe that if the place of detention is the place of residence, they will not pay compensation even if the flight is delayed.

Generally speaking, flight delays depend on the following points:

It is best if you are informed of the flight delay before check-in and can still claim compensation.
The shorter the delay determination period, the better
The more relaxed the conditions for determining delays, the better.
The claim amount will be paid at a fixed amount. The higher the benefit amount, the better.

If the ship is delayed, the handling procedures are similar to those of flight delays. If there is a delay, remember to apply for a delay certificate from the counter. Regardless of whether you decide to refund or exchange your ticket, remember to handle it in accordance with the insurance company's regulations, so that you can successfully apply with the insurance company later. to claim.